Navi App Exclusive Loot Offer 2026: Get flat ₹100 cashback (1000 Navi Coins) on your first ₹200 RuPay UPI merchant transaction, plus unlimited ₹10 cashback on ₹100 payments. Follow our step-by-step guide on Digital LYF Ruol!
Navi App Exclusive Loot Offer 2026: Get Flat ₹100 + Unlimited ₹10 Cashback
- 1. What is the Navi App Exclusive Loot Offer?
- 2. 📊 Navi Loot Offer Details & Breakdown
- 3. Loot 1: How to Get 1000 Navi Coins (Flat ₹100)
- 4. Loot 2: How to Get Unlimited ₹10 Cashback
- 5. 📝 Complete Step-by-Step Claim Guide
- 6. 🔥 More Free Vouchers & Deals on Digital LYF Ruol
- 7. ❓ Frequently Asked Questions (FAQ)
Welcome back to Digital LYF Ruol! Hey guys, how are you all doing today?

If you use UPI payments on your smartphone and have a RuPay Credit Card linked, we have a massive cashback trick for you today. Navi App has released a dual cashback promotion where you can earn Flat ₹100 instant bonus right off the bat, followed by an unlimited ₹10 cashback loot on continuous merchant transactions!
What is the Navi App Exclusive Loot Offer?
📊 Navi Loot Offer Details & Breakdown
Here is a quick overview table covering everything you need to know about the promotion:
| Offer Component | Offer Details |
|---|---|
| App Name | Navi: Loans, Mutual Funds & UPI |
| Loot Tier 1 | 1000 Navi Coins (Flat ₹100 Cash Value) |
| Loot Tier 2 | Unlimited ₹10 Cashback per transaction |
| Eligible Payment Method | RuPay Credit Card via UPI |
| Transaction Type | Merchant QR Code Payments |
| Official Referral Link | Navi Official App Link |
| Published By | Digital LYF Ruol Official Guide |
Loot 1: How to Get 1000 Navi Coins (Flat ₹100)
3A. First Loot Milestone
- Make a payment of ₹200 or more to any verified Merchant QR code (Paytm, PhonePe, BharatPe, or Google Pay Merchant).
- Pay using your RuPay Credit Card via UPI inside the Navi App.
- You will instantly receive 1000 Navi Coins (Flat ₹100 direct bank cash value) credited to your account!
Loot 2: How to Get Unlimited ₹10 Cashback
3B. Second Loot Trick (Unlimited Times)
- After completing your first transaction, keep making repeated payments of ₹100 to Merchant QR codes.
- Use your RuPay Credit Card on UPI for every payment.
- You will get ₹10 Cashback on every single transaction—without any daily cap limit!
📝 Complete Step-by-Step Claim Guide
Follow these quick steps to start claiming your rewards right now:
- Click the Exclusive Link: Open the official Navi App Loot Link on your mobile device.
- Check Coins Section: Open the app and navigate directly to the Coins / Rewards section on the home screen to verify your account’s banner eligibility.
- Link RuPay Credit Card: Ensure your RuPay Credit Card is linked to Navi UPI.
- Scan & Pay ₹200: Scan a Merchant QR code and make your first payment of ₹200 to collect your 1000 Navi Coins.
- Repeat ₹100 Payments: Continue scanning Merchant QR codes and pay ₹100 to collect unlimited ₹10 cashback repeatedly!

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❓ Frequently Asked Questions (FAQ)
How do I convert Navi Coins into real bank cash?
Open the Navi app, go to the Rewards/Coins section, tap on ‘Redeem Coins’, select your linked UPI ID/bank account, and the cash will be instantly transferred.
Can I use any Merchant QR code for this offer?
Yes, you can scan standard merchant UPI QR codes (such as BharatPe, Google Pay Business, Paytm Merchant, or PhonePe Merchant QR) that accept RuPay Credit Card UPI payments.
Is there a cap on the ₹10 cashback reward?
According to the offer banner terms, the ₹10 cashback per ₹100 transaction can be repeated multiple times without a standard daily limit for eligible accounts.
Stay tuned to Digital LYF Ruol for the fastest verified updates on UPI loot deals, credit card cashbacks, and free product samples!

